Best PayPal Casinos for USA players in 2022
Here, we will take a deeper dive into these online casinos that offer PayPal as a payment method, including trustworthiness, how-to guides, and more.
Best Online Casinos that accept PayPal
Online casino play is legal in just a few states, but a popular method of performing deposits and withdrawals is PayPal.
Right now, New Jersey, Pennsylvania, Michigan, West Virginia, and Connecticut have up-and-running online casinos and many of them feature PayPal as a method of payment.
Let’s take a closer look at PayPal online casinos.
PayPal Casinos Table of contents
- Why Play PayPal Online Casinos?
- PayPal Trustworthiness
- How PayPal Online Casinos Are Reviewed
- Promotions and Bonuses
- Banking Methods
- PayPal Deposit Information
- PayPal Withdrawal Information
- PayPal Online Casino Fees
- How to Deposit at a PayPal Online Casino
- How to Withdraw at a PayPal Online Casino
- Does PayPal Allow Online Casino Transactions
- PayPal Online Casino Pros and Cons
- Banking Methods Similar to PayPal
- Why You Should Only Use PayPal on Legal Online Casinos
- How To Register at a PayPal Online Casino
- About PayPal
- PayPal Online Casino Customer Service Options
- Additional Promotions at PayPal Online Casinos
- Games Available at PayPal Online Casinos
- FAQs – PayPal Casinos
Why Play PayPal Online Casinos?
If you are located in a state in which online casino play is legal, it’s always important to check to see what banking methods are available. When using PayPal, you’ll find that this payment method allows users to make quick transactions.
This means that you can get in on the action faster and play your favorite casino games if the online casino accepts PayPal.
With PayPal, you simply log in to your PayPal account through the online casino, and the payment is processed swiftly.
Legal online casinos that accept PayPal are also licensed and regulated by the state in which online casino play is legal, so you can expect, with confidence, that your account will be safe.
PayPal has not turned into the most reputable and most popular way to make online casino transactions for no reason. As of now, PayPal currently has 361 million active users and accounts for 22% of online transactions in the United States.
That is an incredibly large market share and speaks to the confidence of the product.
When using PayPal, you can perform online casino transactions using either your PayPal balance or through a linked bank account.
Given that most 22% of online transactions in the United States are done using PayPal, we can confidently say that if you use this method at online casinos, you will run into absolutely no issues from this two-decade-old company.
How PayPal Online Casinos Are Reviewed
When reviewing online casinos that accept PayPal as a payment method, there are multiple factors to consider. Let’s outline each of them below.
Promotions and Bonuses
The bonuses and promotions a PayPal online casino offers are also important. For welcome bonus offers, these are for new players that are designed to make a good first impression either through total monetary value or flexibility. For promotions, these are offers that exist for all players, new and old, but have a much shorter shelf-life and, of course, have lesser monetary implications.
Some factors to consider are wagering requirements, game contribution percentages, the time in which the bonus is available, and more.
With some online casino reviews, you will find that not having PayPal as a banking method is an instant “con” in the pros and cons department. In addition to PayPal, the more banking methods offered, the better, as this opens up an even wider potential player pool.
However, yes, you should look for PayPal being available as it is likely the method which you will use.
This one is simple: The more games an online casino has, the more options the player has. However, you should also look to see if certain game types such as live dealer games are available. These are becoming more and more popular now, but when online casino play first started to become legal in more states, these were hard to find.
Being able to contact the online casino you are playing at is important, especially for new players. Today, the more reputable online casinos possess numerous customer service methods. Like game libraries, the more customer service options an online casino has, the better.
When referring to a user interface, what we mean is how the desktop site or mobile app for the online casino is presented. Some of the things you look for when determining if a user interface is of high quality include:
- Clutter on the homepage
- Do you need to scroll all around the page to find important links?
- How the games are presented
- The color scheme
- The overall aesthetic
- Are the mobile app and desktop synonymous in terms of layout?
There are many other factors to consider, but this is what you should initially look for. User interface design is something you’ll be able to make a snap judgment on.
PayPal Withdrawal Information
Like with deposit methods, PayPal is also widely available as a withdrawal method. However, with some online casinos, you must use PayPal as a deposit method before using it as a withdrawal method. Beyond that, though, there are other parameters to be aware of when using PayPal as a withdrawal method.
|Minimum Withdrawal||Minimum withdrawals at online casinos that have PayPal as a withdrawal method are typically on par with the minimum deposit amount.|
|Withdrawal Timeframe||The withdrawal timeframe for PayPal at most online casinos are listed at around 48 hours, including reviewing and processing times. However, you will find that the process is usually much quicker than that.|
PayPal Online Casino Fees
When making a deposit or withdrawal, one thing to be aware of is fees. Fees are sometimes required with deposits and withdrawals and these are put forth by the online casino. A popular payment method that requires fees are Wire Transfers.
However, using PayPal, you will almost never find fees associated with it. There is a chance you may run into it with online casinos, but you can safely assume you will not.
This applies to both depositing and withdrawing.
How to Deposit at a PayPal Online Casino
After creating a new account at an online casino that accepts PayPal, you will often be brought to the deposit page to make your first deposit.
Following this, however, it will be important to know how to get back to the deposit page.
The best rule of thumb is to look in the upper right-hand corner of the desktop site or mobile app. Here, you will often find to the cashier page, a deposit button, a green “plus” sign, or an account icon with a drop-down menu.
Once you arrive at this page, you will click PayPal as your method to deposit and input the amount in which you wish to deposit on the site.
After you click to deposit, you will be brought to PayPal to log into your account.
After you log in successfully, the payment will process and your account will receive the funds from your PayPal account.
How to Withdraw at a PayPal Online Casino
Withdrawing using PayPal and in general at an online casino takes a few more steps, but is still simple to complete.
Finding the way to reach the withdrawal page is typically right in the line with getting to the deposit page.
Some online casinos also bring you to the withdrawal page after clicking on your account balance.
Once you reach the page, you will carry out the process similar to depositing.
You will click on PayPal and input the amount you wish to withdraw.
Some PayPal online casinos will ask for a bit of personal information to ensure you are who you say you are in an effort to protect your assets.
For example, some online casinos will ask you to put in the last four digits of your social security number, your zip code and/or more or less information.
After completing this phase, there are some withdrawal variables to keep in mind, which vary from online casino to online casino:
- Minimum and maximum withdrawal amount
- Using PayPal as a deposit method before using it as a withdrawal method
- Approval times
- Processing times
- Account verification procedure
Does PayPal Allow Online Casino Transactions?
Yes, you are, in general, allowed to use PayPal as a method to perform transactions. Each online casino has a say in what methods for deposits and withdrawals are available, but most online casinos do allow PayPal as a banking method.
Before an online casino can operate, however, the online casino must receive a license from the state government. Part of receiving this license includes having systems in place to keep your data and payment information safe and having payment methods that are safe and reputable for users.
Rest assured, PayPal is a perfectly legal method of performing online casino transactions.
Why Some Online Casinos Do Not Accept PayPal
A few years ago, PayPal was not as widely available as a payment method for online casinos, but today, it’s actually kind of hard to find an online casino that does not have PayPal as a banking method.
There are some exceptions, however.
You may find that newer online casinos may not have PayPal available. This is not because the online casino does not want to offer PayPal as a banking method, but it could be because PayPal needs to individually approve each and every outlet that wishes to use it as a method.
According to PayPal, “To be approved by PayPal, merchants must demonstrate to PayPal’s satisfaction that they have the ability to block gambling activities for account holders in the U.S. and any jurisdiction where gambling activities may be illegal.”
Basically, this means that PayPal wants the online casino to demonstrate that it has systems in place to block those who are not allowed to use the platform.
This goes back to the registration process and the legal parameters behind using an online casino. You do not need to be a resident of a legal online casino state, but you need to be located within a legal state’s borders.
This is confirmed using geolocation software, which tracks your IP address.
So, for fresh online casinos, the online casino could be in the process of receiving approval from PayPal to use it as a banking method.
PayPal Online Casino Pros and Cons
- Quick and safe deposits and withdrawals
- Reputable online casino outlets
- The online casino has a license to operate from the legal state
- PayPal has approved the online casino as an outlet to allow PayPal transactions
- Some online casinos that accept PayPal as a payment method make it so you must use PayPal as a deposit method before using it as a withdrawal method
Banking Methods Similar to PayPal
There are two banking methods for online casinos that accept PayPal that are similar to PayPal.
To qualify as being similar to PayPal, the method must also be an online e-wallet or digital wallet.
With that in mind, the two methods that are sometimes found at legal online casinos are Skrill and NETELLER.
While these methods are similar to PayPal, they are not as popular as PayPal and Skrill is actually much more popular in other parts of the world, particularly outside of the United States.
Why You Should Only Use PayPal on Legal Online Casinos
You read it in the sections above, but we have discovered that when PayPal is available as a banking method at an online casino, you can confidently confirm that the online casino is reputable.
As a company, PayPal must confirm that the online casino in question is a safe provider of gambling services through systems that must be in place for them to even begin operation in legal states.
Considering these factors, by using an online casino that accepts PayPal and also using PayPal as a method for depositing and withdrawing, you will have peace of mind knowing your data and payment information is safe and extremely secure.
Now, there are some offshore online casinos that allow PayPal. You may be wondering how this is possible, but again, it follows the same regulations. Wherever the offshore casino is operating, it may be legal in that area.
However, that online casino constantly runs the risk of losing PayPal as a banking method if they allow for people who are not legally allowed to play at the online casino to continue playing.
It’s fairly common knowledge, but you should absolutely and completely avoid offshore online casinos.
Here are just a few of many reasons as to why:
- Different regulations that are not on par with legal online casino states in the United States
- Cannot guarantee you will receive your payment
- PayPal has the ability to cancel the transaction if it does not meet its terms of service
- These offshore online casinos could require fees that are not common in the United States
- While it is technically not illegal for you to play these offshore online casinos, it is illegal for these online casinos to accept your deposits and play
How To Register at a PayPal Online Casino
Legal online casinos in the United States that also accept PayPal are exactly similar in terms of information that will be asked of you to disclose. Each state requires certain bits of personal information as this confirms who you are and it’s also because online casinos are taxable income.
Still, online casinos that accept PayPal are finding ways to compete, even in this department, as the presentation can indicate the process being easier to complete or more tedious even when it requires all of the same information.
Here is some of the information which you will need to disclose when registering for a new account at a PayPal online casino:
- Date of Birth
- Last four digits of your social security number
After you’ve completed this, the online casino will use geolocation to confirm your presence in a legal online casino state. If you are not in a legal online casino state, you will not be able to make real money transactions.
You already know this as it was discussed earlier, but you do not need to be a resident of a state to wager there. Hypothetically, you could drive from your home state to a legal online state and make online casino transactions using PayPal as long as you are located in the state.
PayPal was founded originally in 1998 going under the name Confinity. The original founders of PayPal (as Confinity) include Peter Thiel, Luke Nosek, and Max Levchin.
Originally, PayPal was not a digital wallet. Instead, it launched as a company that developed security software for hand-held devices.
The first PayPal electronic transaction happened in 1999.
In March 2020, Confinity merged with the company x.com. X.com was an online financial services company that was founded a year earlier by Elon Musk.
Fast-forward to October 2002, PayPal’s IPO was acquired by eBay for $1.5 billion.
Just a few years later in 2005, PayPal acquired Verisign, which added security support to PayPal payments, which were prominently used for eBay auctions.
PayPal reached 100 million active users in 2010 and was also found to be used in 190 markets across 25 currencies.
eBay went on to spin PayPal off as its own separate entity in July 2015 after the process began in September 2014.
From 2008 to September 2021, PayPal has acquired a total of 26 different companies, with the highest reported figure being $4 billion for the company Honey.
As mentioned, today, PayPal has over 361 million active users.
PayPal Online Casino Summaries
There is multiple legal online casinos that accept PayPal as a banking method.
Here, we will look more closely at eight online casinos that are legal in either one of the few legal online states in the United States, or in most, if not all.
Right now, 888 Casino is legal in New Jersey. 888 Casino is not found in any other legal online casino state.
The origins of 888 Casino date back to 1997 when it was founded in Gibraltar.
Fun fact about 888 Casino: It was actually the first-ever licensed online casino in the United States, coming to New Jersey in 2013 by partnering with Caesars Atlantic City.
Depending on your VIP standing with 888 Casino, this will impact how fast withdrawals happen using PayPal, including either a three-day timeline or even one day.
Today, 888 Casino has a total of more than 25 million registered users around the world.
888 Casino is under the same umbrella as 888 Holdings which is a software company that provides software to other online casinos in the industry.
PartyCasino was founded in 1997. The company was originally known as Starluck Casino after being founded in the United Kingdom. However, the company did a reboot in 2006 and received its PartyCasino name.
A few years later in 2011, Party Gaming PLC merged with bwin Interactive Entertainment AG. With this merger, PartyCasino became a top brand for the company GVC Holdings.
After operating successfully abroad for two decades, PartyCasino made its way to the United States in 2018, launching in New Jersey.
Today, PartyCasino is still only available in New Jersey and is partnered with Borgata Hotel Casino & Spa.
With PartyCasino coming to New Jersey, this marked 10 online casinos available in the state.
PartyCasino is owned and operated by Roar Partners.
Hard Rock Casino
The name Hard Rock Casino is incredibly popular and has a brand name recognition that stretches beyond online casinos. Hard Rock Casino is especially popular in Las Vegas and has restaurants all around the United States.
In terms of online casino play, however, Hard Rock Casino first launched in Atlantic City, New Jersey in June 2018.
Hard Rock Casino is one of few online casinos to launch alongside its brick-and-mortar version.
Like the two online casinos mentioned previously, Hard Rock Casino online is only available in New Jersey.
BetMGM is the product of MGM Resorts and GVC Holdings coming together to form ROAR Digital.
After this happened, BetMGM was born.
BetMGM not only has an online casino but there is an online sportsbook and online poker room available in select legal states.
BetMGM Casino is currently available in four states—New Jersey, Pennsylvania, West Virginia, and Michigan.
BetMGM Casino online launched on the following dates:
- New Jersey: September 6, 2019
- Pennsylvania: December 1, 2020
- West Virginia: August 27, 2020
- Michigan: January 22, 2021
Founded by Anders Strom, Unibet first launched in 1999. In 2003, Unibet launched its live betting service and then the first mobile site in 2004.
Today, not only is Unibet one of the best online gambling entities in the world but this is evidenced by its 11 million registered users worldwide across 100 countries.
Unibet has multiple offices, and they are located in Malta, London, Gibraltar, and New York and employ over 1,500 total people.
With Unibet coming to the United States, they partnered with The Kindred Group and now have its online casino available in two states, whereas the online sportsbook is found in four states.
The two states in which Unibet Online Casino is legal in New Jersey and Pennsylvania. The New Jersey partner is Hard Rock Hotel and Casino in Atlantic City and the partner in Pennsylvania is Mohegan Sun Pocono.
Both of these branches launched within a year of each other, with Unibet coming to New Jersey in 2018 and to Pennsylvania in 2019.
Originating in Europe, Betway was founded in 2006. Not only is Betway now available in the United States, but Betway is critically acclaimed as a top gambling site in the world in multiple countries, including an international license from the Malta Gaming Authority.
Betway first launched in New Jersey and later expanded into Pennsylvania.
The catalyst for the expansion into Pennsylvania came when Super Group, the parent company of Betway, purchased Digital Gaming Group.
Hard Rock may have a gigantic name in the industry, but Caesars is in a class of its own.
Caesars has an online casino available in New Jersey, Pennsylvania, Michigan, and West Virginia and is owned by, yes, Caesars Entertainment.
The first Caesars Online Casino was launched in 2013 in New Jersey.
Interestingly, there are a couple of different Caesars Casino iterations. There is an online casino available powered by William Hill across all of these states, however, there is a standard Caesars Casino online that is available in Pennsylvania and New Jersey and has a totally different user design and experience.
SugarHouse is a brand that is slowly shifting to BetRivers, but there are still some SugarHouse branches available out there.
SugarHouse burst onto the scene in 2016, first launching in New Jersey. This came three years after the first online casinos came to the state.
Even being “behind”, SugarHouse has now expanded quite quickly and is one of the most popular online casinos in the country.
The BetRivers rebrand has been set in motion by the SugarHouse parent company Rush Street Interactive.
Today, you can find the SugarHouse Casino brand in New Jersey, Pennsylvania, and Connecticut.
PayPal Online Casino Customer Service Options
Customer service options at PayPal online casinos can vary, but you will find the following methods at least once across all of these platforms:
- FAQ: This is a section of the customer service page which lists many frequently asked questions that you can use to find answers to fairly surface-level questions.
- Live Chat: Live Chat is a highly sought-after customer service method as this allows you to quickly connect with a live representative at the online casino. Not all online casinos offer this method, however. When you find an online casino that does, however, the times in which the service is open can vary.
- Phone: The same is true here as with Live Chat. The difference, of course, is that Live Chat is a text-based interaction.
- Email: You can always email an online casino for assistance. Most PayPal online casinos will respond to your emails within 24 hours.
- Mailing Address: This is definitely a much longer method of receiving support, but some online casinos list a mailing address.
PayPal Online Casino Welcome Bonuses
We discussed welcome bonuses briefly, but welcome bonuses at online casinos come in many different forms. Regardless of the method, whether different or the same from online casino to online casino, there are often terms and conditions which can differentiate one offer from another offer.
Here are some examples of welcome bonuses:
- Deposit Bonuses: With this bonus, the online casino will do a percentage match up to a certain amount pertaining to your first deposit.
- Risk-Free Play Period: You will be allowed to play without the burden of losing your money for a set period of time and up to a certain amount of time. You will receive your net losses back in the form of site credit.
- Free Spins: You will receive free plays on certain slot games with each spin having a certain value.
- No-Deposit Bonus: No-deposit bonuses are basically another way you say you’ll receive some kind of site credit bonus just for creating an account.
Additional Promotions at PayPal Online Casinos
After using your welcome bonus, having more promotions available to you will make the experience at the online casino even more exciting.
Now, these existing player promotions won’t ever quite reach the high monetary amounts that welcome bonuses offer, but they will provide ongoing value.
Here are some examples of ongoing promotions you’ll find at legal PayPal online casinos:
- Smaller deposit matches: Deposit bonuses can sometimes be around $1,000. With these smaller offers, you’ll normally find them in the $10-$100 range.
- Free Spins
- Risk-Free Play on certain online casino game types: As opposed to universal free play, you will have free play on certain types of games such as Blackjack, Slots, etc.
- Reward Point increases: If the online casino has a Rewards Program, you may earn bonus reward points
- Bet and Get Offers: With these offers, you will receive bonus credits upon wagering a certain amount of money.
- Sweepstakes: These are large player pool contests where you have the chance to win large amounts of money. At online casinos, they are often associated with how much you wager on games.
Games Available at PayPal Online Casinos
Most online casinos will offer similar game types, but with that said, some online casinos will offer either more of a certain game type or an online casino will not have certain game types available.
Here are some game types you’ll find across all legal PayPal online casinos:
- Jackpot Slots
- Live Dealer Games
- Virtual Sports
FAQs – PayPal Casinos
Depending on the bonus or promotion, wagering requirements may be required.
Using a deposit bonus as an example, wagering requirements are the number of times in which you must wager your initial deposit and/or the bonus you receive.
The purpose of meeting this part of the terms and conditions is, once met, you will be able to withdraw the bonus funds you receive as cash.
Game contribution percentages are directly related to wagering requirements.
For example, if an online casino has a 10x wagering requirement of the bonus received in order to withdraw the bonus funds as cash, the next part of the wagering requirements to keep in mind is the game contribution percentages.
Basically, game contribution percentages indicate that not every game is treated equally toward a wagering requirement.
Generally speaking, slots are treated at 100%, meaning that every $1 wagered on slots will count as $1 toward the wagering requirement.
However, some games can be as low as 10%. This means that for every $1 wagered, only $0.10 for that game will be counted toward the wagering requirement.
So, in reality, the wagering requirement can quickly balloon based on whatever games you enjoy playing.
RTP is an abbreviation for Return to Player Percentages. These are important because they indicate the number of times in which you can expect to win.
The higher the RTP, the more money users will be paid out over time.
For example, if a slot has an RTP of 98%, over time, players will receive 98% of all wagers back as time goes on.
This also indicates that, no matter what, the online casino will have an edge, with a certain amount of wagers guaranteed to land in their bank account.
These two terms are commonly used with online casinos. While both indicate value to you, they are often used in different contexts.
For “bonus”, you will see this term often used with welcome bonuses, whereas promo is often used to describe ongoing player promotions.
How to pick the best PayPal casinos?
Picking the best online casino beyond having PayPal is different for all players. There are many different factors in that all players have different tendencies for how you enjoy an online casino.
With that said, there are some general things to look for at PayPal online casinos, such as the following:
PayPal being offered as an online casino
Welcome Bonus offered
Game Types offer
Are Live Dealer games available?
Existing player promotions
Are promo codes required or not?
Wagering requirements on promos and bonuses
Game contribution percentages
Return to Player Percentage average